Bad day for the 650

Oh they already did tons of imaging at the er MRI x rays all of it....but good feedback I might wait a few days to go as well just to see if anything else creeps up

Getting chiropractor work done, it is best to wait a week after the event, so any swelling has subsided some. Otherwise the swelling is causing pressure and any alignment may be pushed back out.

A word of caution when it comes to insurance claims. Even if the other driver is at fault claims can go against you if the other insurance company gets pedantic.

Not trying to scare you.
The higher the claim the more reason they have to look into it. Your bike has had some obvious modification. Guard has been cut down, cafe bars, rev-counter is missing, tial light and exhaust wrap, nothing to affect the handling or road worthiness of the bike. From an insurance angle, any modification can be a reason for insurance company to use the fine print and any clause in there to avoid paying out. Because you are in the right it wont cost your insurgency company a penny so they have no reason to check for a reason not to pay. .........If the other persons insurance company decides to question and investigate the vehicles involved the changes to your bike could be problematic.

again not trying to scare you, just what is is and how things do sometimes work.

Didn't happen to me, but to a friend. he put aftermarket wheels on his car. He was involved in an accident, not of his making, and the other persons car insurance questioned the originality of the car, Has it been modified and was the insurance company notified. No my friend had not told his insurance company of the wheel change. In the end my friend had to pay for the other persons repair and his own because he could not afford to fight the other insurance, they claimed against him, his own insurance wouldn't pay out because he voided the contracts fine print. ........The vehicle had been modified without notification
 
Getting chiropractor work done, it is best to wait a week after the event, so any swelling has subsided some. Otherwise the swelling is causing pressure and any alignment may be pushed back out.

A word of caution when it comes to insurance claims. Even if the other driver is at fault claims can go against you if the other insurance company gets pedantic.

Not trying to scare you.
The higher the claim the more reason they have to look into it. Your bike has had some obvious modification. Guard has been cut down, cafe bars, rev-counter is missing, tial light and exhaust wrap, nothing to affect the handling or road worthiness of the bike. From an insurance angle, any modification can be a reason for insurance company to use the fine print and any clause in there to avoid paying out. Because you are in the right it wont cost your insurgency company a penny so they have no reason to check for a reason not to pay. .........If the other persons insurance company decides to question and investigate the vehicles involved the changes to your bike could be problematic.

again not trying to scare you, just what is is and how things do sometimes work.

Didn't happen to me, but to a friend. he put aftermarket wheels on his car. He was involved in an accident, not of his making, and the other persons car insurance questioned the originality of the car, Has it been modified and was the insurance company notified. No my friend had not told his insurance company of the wheel change. In the end my friend had to pay for the other persons repair and his own because he could not afford to fight the other insurance, they claimed against him, his own insurance wouldn't pay out because he voided the contracts fine print. ........The vehicle had been modified without notification
Good thing he didn't have his accident in Australia!
 
That definitely sounds like an AUS issue. Here probably 25% of vehicles are modified. Wheels and tires dont usually count as modifications. Although, there are plenty of cars here that are un roadworthy and operate on roads without another thought.
 
Maybe more so in Australia but I’ve heard of similar coverage denials in Canada. Not necessarily for a vehicle that carries conventional insurance but those that have collector vehicle insurance. Insurance companies will look for any excuse to deny a claim.
 
My bike was "bent" when I bought it from a junkyard. It had been in a crash and the forks, clamps and stem were all bent. I was able to find a new steering stem and clamps and had a friend with a shop straighten the fork tubes. The frame is still bent a little but it doesn't really affect the handling. I've been riding it this way for over 20 years. I have a straight frame waiting to do a frame swap...just need the time to do it.
Glad to hear you weren't more seriously injured.
 
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