Today a guy at work told me about his friend getting all of his tools stolen out of his garage. The police did nothing because there were no serial numbers or personalized markings on anything and his homeownerâ€™s policy wouldnâ€™t cover it because he had no proof of what he owned. It made me think about the tools I own and how much it would cost to replace them all. Iâ€™m going to contact my insurance company and see what I can do to have them covered. I donâ€™t have receipts or anything for the majority of the tools Iâ€™ve accumulated over the years. Maybe I can get an agreed value policy with pictures and itemized lists. Either way, Iâ€™m going to take a picture of each drawer in each tool box. At the minimum, it will help me remember what I owned to tell the insurance company if they are stolen. Does anyone have insurance specifically for your tools? Or know for a fact that you are covered under your home policy?