My SG with a bone stock 10,000-mile engine, from the intake tubes in the airbox to the tips of the pipes, 17-32 gearing, and an 85-mph speedo will just sneak past the 85 (figure 87-88 mph). Buckhorn bars, 2 stock rearview mirrors, and a 6'2", 260lb rider sitting bolt-upright. The engine tests and runs fine, >160psi compression and <2% leakdown, and stock jetting. It's perfect for cruising the backroads at 40-55mph. Approaching redline in 5th is never an issue, it just won't happen. I just finished refurbing a '76 XS, but have yet to test it for top speed, although I do have a 24T 5th gear in the trans, so I suspect that may limit top end. If I want to go fast, I have a Kawasaki ZG1000 Concours that'll do 140mph+ in 5th (It has a 6th gear, but won't pull 6th above 125 or so).