Car crashes are a perfect example.
If you want to put around a scooter under 30mph around your neighborhood or city, and you just want to wear a 3/4 helmet...thats fine, but just because your riding slower doesn't mean you should ride anymore care free.
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Yup. I just read about a guy on a Puch (moped) who wrecked with a car at an uncontrolled residential intersection not far from my house a few days ago. police blotter said he had a 3/4 helmet and "sustained substantial facial injuries", though not life-threatening. also sounded like he had been drinking. between the moped and the street he was on I doubt he was going more than 30. it doesn't take much.