TeeCat
One-Mik Wonder
Coastside, I'm basically proceeding along your lines at this point, thanks. I am documenting the parts values and my correspondence, such as a labor estimate request to a Maryland classic bike shop so I can value my time equitably, etc. Much of my response to this from here on will depend upon whether the lady's adjustor and insurance company respect my interests.
Leo, you bring up an interesting point for general consumption. Most of the insurance procedural guides that I have consulted explicitly advise against making a claim with your own insurance company if you are not at fault, the exception being if you are involved in at accident with an under-insured or uninsured driver. Then it may be necessary, unfortunately. I'm glad that your experiences with that worked in your favor, though.
TC
Leo, you bring up an interesting point for general consumption. Most of the insurance procedural guides that I have consulted explicitly advise against making a claim with your own insurance company if you are not at fault, the exception being if you are involved in at accident with an under-insured or uninsured driver. Then it may be necessary, unfortunately. I'm glad that your experiences with that worked in your favor, though.
TC