I don't believe you will experience loss, but with a 650 the preferred i.d. is 1 5/8" because 1 3/4" is a bit too large to support optimum gas velocity. The inserts shouldn't detract and may help. If you enlarge the ccs to 700 or 750 the pipes will be better matched to the engine. I don't know if the baffles have any effect on the pipe's performance. You can probably try them with and without and see what you feel in the seat of your pants or, best yet, toss it on a local dyno and find out for sure.